{"product_id":"smart-wealth-secrets-they-dont-want-you-to-know-paperback","title":"Smart Wealth Secrets: They Don't Want You to Know - Paperback","description":"\u003cp\u003eby \u003cb\u003eJeffrey D. Sokol\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eYou did everything right.\u003c\/p\u003e\u003cp\u003eYou worked. You saved. You put money into the 401(k) every pay period, took the match, rode out the corrections, and trusted the people who told you that's how this works.\u003c\/p\u003e\u003cp\u003eThen the fall of 2008 arrived.\u003c\/p\u003e\u003cp\u003eIn thirty days it was cut nearly in half. Not because you made a mistake. Because nobody ever explained where that money was actually sitting, or what happens to a retirement account when the market decides to take a decade off at precisely the wrong moment.\u003c\/p\u003e\u003cp\u003eSome people had the years to recover. Plenty didn't. And every one of them had followed the same advice you were given.\u003c\/p\u003e\u003cp\u003eHere's what rarely gets said out loud: the families who came through that stretch without flinching were not smarter than you, and they were not lucky. They were using a different set of tools. Legal ones. Written into the tax code, in plain sight, used by the wealthy for more than a century and quietly left off the menu handed to everyone else.\u003c\/p\u003e\u003cp\u003eThis book is that menu.\u003c\/p\u003e\u003cp\u003e\u003cb\u003eInside: \u003c\/b\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eWhy the 401(k) was never engineered to produce retirement income, and what it was actually built to do\u003c\/li\u003e\n\u003cli\u003eThe sequence-of-returns problem: how two portfolios with identical average returns end in completely different places, and why \u003ci\u003ewhen\u003c\/i\u003e you lose matters more than \u003ci\u003ehow much\u003c\/i\u003e\n\u003c\/li\u003e\n\u003cli\u003eHow to take market loss off the table for the portion of your money you cannot afford to lose, without parking it in cash\u003c\/li\u003e\n\u003cli\u003eThe tax treatment the wealthy have relied on for generations, why the code allows it, and how ordinary families qualify for the same thing\u003c\/li\u003e\n\u003cli\u003eThe risks almost no retirement projection accounts for: health events, tax law changes, longevity, and the quiet assumptions baked into every illustration you've been shown\u003c\/li\u003e\n\u003cli\u003eHow the same dollar can do more than one job at a time, and why most portfolios waste that entirely\u003c\/li\u003e\n\u003cli\u003eHow to structure what you've built so it survives you, instead of being consumed on the way out\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eThis is not a book about picking better funds. It's a book about the architecture underneath your money, and why the standard advice assumes risks you were never asked to agree to.\u003c\/p\u003e\u003cp\u003eIf you've spent thirty years building something and you've started to wonder whether the plan you were handed is actually a plan, this is where to start.\u003c\/p\u003e\u003cp\u003e\u003cb\u003eSmart Wealth is Volume I of The Legacy Code series.\u003c\/b\u003e\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 132\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.2 x 9.02 x 5.98 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e December 13, 2018\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":67990341157016,"sku":"9781791669560","price":40.68,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0759\/8830\/4024\/files\/eExsZW_fpj9781791669560.webp?v=1794574227","url":"https:\/\/thepinkflamingobookstore.com\/products\/smart-wealth-secrets-they-dont-want-you-to-know-paperback","provider":"The Pink Flamingo","version":"1.0","type":"link"}